Knowing that incidental college expenses for books, fees and supplies can be challenging financially for families already facing tuition, room and board costs, AFAS offers a no-interest Supplemental Education Loan to help reimburse these expenses. Maximum amount for each full-time dependent undergraduate student is $1,000.



These loans are only available to Air Force dependents who have already successfully completed both parts of the Arnold Education Grant application.

The same eligibility criteria required for the Arnold Education Grant are required for the Supplemental Education Loan.

Actually receiving an Arnold Education Grant is not a pre-requisite to receipt of a Supplemental Loan. A student can receive a Supplemental Education Loan without receiving the needs-based Arnold Education Grant.

Additionally, AFAS must have the ability to collect repayment for these loans by allotment taken directly from an Air Force member’s military/retired pay or bank account.


HQ AFAS will provide loan applications directly to identified student applicants in August of each year, with a deadline for completion in October.


Repayment of loan will be scheduled for 10 months, and will be automatically started by HQ AFAS beginning 15 November for active duty) and 1 December for retirees.

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