Empower Your Financial Future

Financial Lift-Off Program

Free financial education for Airmen & Guardians
Enroll (Free) Now

About the Financial Lift-Off Program

Financial literacy is essential for mission readiness, personal well-being, and long-term career success.

Developed in partnership with the USAA Educational Foundation, this free-online program will help improve the financial readiness of Airmen, Guardians, and their families.

The course is self-paced and provides practical financial education delivered through a series of engaging modules covering budgeting, saving, investing, and debt management. Participants will improve their ability to manage money wisely and reduce financial stress.

You can view and download the Financial Lift-Off fact sheet here.

What You'll Learn

Creating a Financial Plan

Start by developing a plan to manage your money and achieve your financial goals.

Building a Budget

Learn how to build a budget to help you stay on track and avoid overspending.

Saving for Emergencies

Learn how to build a safety net for life’s unexpected moments – like car repairs, medicals bills or other emergencies.

Managing Debt Responsibly

Explore ways to handle debt effectively and increase your financial stability.

Start Learning

Additional Benefit

Up to a $500 Credit Toward Your AFAS Loan

Upon completing the course, participants will receive a Certificate of Completion and qualify for a credit toward a current AFAS Loan, based on when the loan was issued:

  • $250 loan credit for AFAS loans received between May 1, 2025, and December 31, 2025
  • $500 loan credit for AFAS loans received on or after January 1, 2026

This is a one-time credit and does not apply to Government Shutdown related loans or AFAS loans issued prior to May 1, 2025.

If the outstanding loan balance is less than $500, that remaining balance will be converted to a grant. No refund or additional credit will be issued.

Important Note: The name and personal email that was used for the AFAS loan assistance must be the same name and email used to register for the Financial Lift-Off course to receive the loan credit.

Eligibility for Loan Credit
To qualify for the loan credit, participants must:

  • Be an Active-Duty, Guard, or Reserve Airmen/Guardian
  • Have received a new AFAS loan on or after May 1, 2025
    (Note: Loan-to grant conversions are not available for Government Shutdown related loans or AFAS loans issued prior to May 1, 2025)

Loan Credit Process

  • Upon completing the course, AFAS will automatically receive your Certificate of Completion
  • AFAS will apply the loan credit within 30 days of receiving the course completion notification
  • Participants will receive a confirmation email from AFAS once the loan credit has been processed

Start the Financial Lift-Off Program Today!

Enroll (Free) Now

Questions about the program should be sent to: